10.9 million Americans under age 65 have individual health insurance
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About 10.9 million Americans under age 65 purchased individual health insurance policies at some point in 2006, but only 7 million were covered by these policies for the full year, according to the latest News and Numbers from the Agency for Healthcare Research and Quality.
The 3.9 million individuals who had individual health insurance policies for part of the year were covered for about six months on average.
AHRQ’s analysis also shows that of Americans who bought individual policies for part of the year, nearly 44 percent were able to obtain coverage for the full year because they or their spouse got a job that offered health insurance or they had incomes low enough to quality for Medicaid or other public insurance. Most of this coverage came from employers.
- Forty percent obtained employer-sponsored health insurance.
- Three percent enrolled in Medicaid or other public insurance.
- Less than 1 percent obtained both employment-based insurance and public insurance.
People buy individual health insurance generally because they can’t get insurance from their employers, have lost a job that offers insurance, or do not qualify for Medicaid or other public programs.
AHRQ, which is part of the U.S. Department of Health and Human Services, works to enhance the quality, safety, efficiency, and effectiveness of health care in the United States. The data in this AHRQ News and Numbers summary are taken from the Medical Expenditure Panel Survey, a detailed source of information on the health services used by Americans, the frequency with which they are used, the cost of those services, and how they are paid. For more information, go to Length of Coverage in the Individual Health Insurance Market for the Non-Elderly U.S. Population, 2006, MEPS Statistical Brief 227 (http://www.meps.ahrq.gov/mepsweb/data_files/publications/st227/stat227.pdf).
Hospital admissions for lung cancer remained relatively stable - at roughly 150,000 a year between 1995 and 2006 - despite a steady decline in the number of Americans diagnosed with the disease, according to the latest News and Numbers from the Agency for Healthcare Research and Quality. Admissions have remained constant, in part, because lung
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How does a $5000 tax credit help when the average family health care plan now costs more than $12,500/year, and how are working families expected to pay the difference? Why let insurers sell across state lines if it wipes out state consumer protections in the process? Where will people with pre-existing conditions get quality,
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Improved treatments for acid reflux disease, ulcers, arthritis and other conditions helped reduce hospital admission rates for internal bleeding in the upper gastrointestinal tract by 14 percent from 1998 to 2006, according to the latest News and Numbers from the Agency for Healthcare Research and Quality. The upper gastrointestinal, or “G.I.” tract extends from the
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The Department of Health and Human Services (HHS) has released the first-ever inventory of quality measures that are used for reporting, payment, or quality improvement by its agencies and operating divisions. The HHS measure inventory, which is available on the National Quality Measures Clearinghouse, a Web site of the Agency for Healthcare Research and Quality
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The Bureau of Labor Statistics just announced a jump in the jobless rate, from 6.8 percent in November to 7.2 percent in December. This indicates that there is further growth in the ranks of the uninsured. As many as half a million people may lose their health coverage as a result of last month’s job
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